ETF Funds vs ETFs in Canada: What’s the Real Difference—and Why It Matters to Your Money By Bill Craven B.A.,CFP,EPC “It’s easy to assume ETF Funds and ETFs are interchangeable. After all, they share the same acronym. But dig just a little deeper, and the differences can have a major impact on your investments.” Same […]
by Bill Craven Protecting Your Business in a Crisis: Disability Buy-Sell & Wage Loss Plans for Ontario Corporation Owners Tailored insights for incorporated professionals, medical practices, and business partnerships. What would happen to your business if you suddenly couldn’t work? For many incorporated professionals, it’s a question they’ve never seriously considered—until life forces the […]
Are Your Investment Fees Tax-Deductible? A Guide to Non-Registered Accounts and Tax Efficiency in Canada By Bill Craven Introduction: Why This Matters to Canadian Investors If you’re investing through a non-registered account, chances are you’ve already asked yourself: “Can I deduct my advisor’s fees?” It’s a smart question — and the answer can directly […]
Tax-Efficient Strategies for Moving RRSPs and RRIFs to TFSAs – Advice from Bill Craven by Bill Craven BA, CFP, EPC Understanding RRSPs, RRIFs, and TFSAs in Ontario Retirement Planning For many Ontarians, a Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), and Tax-Free Savings Account (TFSA) are the foundation of a well-structured retirement […]
Smart Strategies for Tax-Efficient Retirement by Bill Craven BA, CFP, EPC Why RRSPs Are Essential for Smart Financial Planning Retirement planning is a critical financial decision, and for professionals, business owners, and retirees in Ontario, the Registered Retirement Savings Plan (RRSP) remains one of the most powerful tools for tax-efficient retirement planning. Whether you’re just […]
by Bill Craven Unlocking the Power of TFSAs for Ontario Professionals Saving for retirement doesn’t have to be overwhelming, nor should it come with a big tax bill. For professionals in Ontario, the Tax-Free Savings Account (TFSA) stands out as a key part of a well-rounded financial strategy. Whether you’re just starting to build wealth […]
By William Craven BA, CFP, EPC Why Life Insurance is Essential for Professional Corporations For professionals in Canada who have incorporated their practices—whether in law, medicine, accounting, or engineering—integrating life insurance into your financial strategy is not just a good idea; it’s essential. Life insurance for professional corporations in Canada offers vital protection for your […]
By William Craven BA, CFP, EPC In today’s complex financial landscape, personalized insurance solutions are essential for professionals and businesses in Canada, particularly in regions like Ontario, Alberta, and British Columbia. Custom insurance services in Canada offer the flexibility and specificity needed to meet unique financial goals and protect valuable assets. At the heart of […]
